that they have fouler mouse, not buying it. sometimes there's a bit of a bit -- double standard. >> i would like to know what data base this observation on. was it just that the listeners of cells are more shocked when they hear a girl dropped the f-pawn and when they hear a boy do it? melissa: i don't know. >> for females, you know, cursing can be kind of man in powering thing because they don't have to be dainty in light of the time. they can just get right in there. melissa: moving on to a fast food items. people -- rolling out pizza sliders that you can customize with different toppings. mcdonald's is adding fish bites to its happy meals this week through march to coincide with went. japan is adding this kentucky chicken like to its menu. two pieces of chicken with a rice paddy in the middle. which one would you like to have for dinner?

>> the middle one, the little -- >> the fish bites? melissa: fish bites from mcdonald's? >> mattel's us have to do it and to uniformly. melissa: and never that you would pick that. >> i'm going with the pizza sliders. slighter and pizza together. how could you you -- how could you lose. >> again have all that different toppings. this is good marketing. melissa: you can do it with the rest. >> call with a slider. melissa: there you go. that's all the "money" we have for you today. we will be back here tomorrow. here comes "the willis report." ♪ gerri: hello, everybody. and gerri willis. tonight on "the willis report" wall street loves california's huge tax increase, but is it already backfiring? also, it started as a few hundred pages. now it is 70,000. tonight, the federal income tax on its 100th birthday. and what does the death of investment club tell us about the overall health of the market? "the willis report" is on the

case. ♪ gerri: all that and more coming up. first, the fix that will only create more problems. democrats, once again, pushing for more tax revenue and putting a tighter squeeze on all of us. to get the u.s. out of the financial black hole, but washington only needs to look across the country to california to see how this will play out. with more on this, michael reagan, founder of the rating group. welcome back to the show. great to have you here. i need to get you to comment on to harry reid. this weekend talking about more taxes. he says, the american people are on his side. here he is. >> the american people don't believe in this bustier things. we believe that the rich should contribute. we believe we should fill those tax loopholes, get rid of them,

i should say, and that is where we need to go. gerri: do you agree? >> no, i don't. john kennedy did not agree. ronald reagan did not agree. they did not agree back in the 1920's. it is never worked in the history of this country raising taxes to bring in more revenue. by the way, the revenue is projected for this year, over two and half trillion dollars. that's more than we took in last year, more than we took in in 2007 and 2008. it is always and has always been a spending problem in washington d.c. look at what is going on in california. wall street loves what california is doing, but remember, the people who voted to raise taxes in california made it retroactive, so what happened is nobody could do anything to get away from the extra increase in taxes, but now we have it here to work on that. let me tell you. more people living in texas. gerri: absolutely right.

apparently every sports figure in the country and actor and actress making, you know, what those people make, will be leaving. the president is also, though, saying he wants to close tax loopholes. apparently democrats to understand the closing tax loopholes is an increase in texas. that is confusing to them. what is the story with california, which you just brought up? what does it tell people in washington? where the missing? what is the missing piece of the pie for the people in washington in just want to raise taxes? >> let the people leaving the state of california, not coming to the state of california . look at those numbers. look at what's going on with the congressional office, and i would warn the people of this country, you know, you get what you vote for. here in california when they voted to raise our taxes, they also voted to give us a two-thirds majority in the state senate and the state assembly. and so the people who voted to increase our taxes year and voted for the two-thirds majority by the democrats are

going to rue the day they did that because all the people who give to the state of california, the people who create the jobs are going to be leaving, and it's going to leave them holding the bag. gerri: yes, and that means taxes go higher and higher because you have your people supporting the texas. and that could happen to this entire country, frankly. there is no rule that says people have to live in this country. >> no. look at the founder of facebook. where did he go? he gave up his citizenship and left the united states of america. that's what he did. and that was a democrat, not a republican, in fact. again, look at the sports figures. look what happened to, about a week ago, nicholson, he says is going to have to look at the tax issue and maybe make a big decision. what happens, he has to have a press conference to apologize for the obvious. remember, taxes are increased and those making 200 to 2,000 more instead of california. let me tell you, that is not a lot of money.

gerri: got back more this weekend in phoenix. he did a good job there. i want to read you something from a radio host, former nfl player, what he had to say because we're talking about how people can leave the want to. the rich can hire high-priced lawyers and accountants to compute their taxes and take advantage of loopholes where they can pick up and move. the middle-class is not quite so fortunate. most cannot simply pick up and move to a better economic climate. high income-tax state like california is not just driving away successful men and women like nicholson but driving out businesses as well. what do you say to that? i think it is an interesting insight that some people will be left holding the pack. >> seventeen businesses a month early visit of california as you and i in fact speak. you have a governor signed the executive order last year requiring of real estate building, 10,000 square for bigger in the year 20 -- 2020-25 to provide its own emissions or its own power.

has to be wind, solar, zero footprint and every new home built in 2014 is required to have our roof capable of holding a solar panel. it is going to price low income, middle class americans like my daughter who makes $40,000 year as a teacher, her taxes went up with that fiscal bill for the once or going to raise taxes on everybody else, what did she do? what to those kids that make 30 and $40,000 do? they have to find other ways to live. they may have to leave the state of california, no one will be growing as it of california because there will be leaving the state criminal tell you this commitment to children did not live here my wife and i would seriously consider leaving. gerri: that would be something. and look, you know what, people will be -- you get a lot of criticism for that, just like phil nicholson did. successful people get criticized for leaving, going somewhere else, and i think that's unfair. what do you think? >> it is. i hate it when people say, well,

that is unamerican. wait a minute. what makes you think what i make is our money? its mind. i pay a lot of taxes each and every year. my goodness gracious. of find a way to try and keep more because what might doing? because of what's going on and help my son, i'm helping my daughter, on helping other people. you know what my gardener says? of what you to make money. that you will pay me for the stupid stuff that you could be doing. it is amazing. the people who get hurt are not the upperclassmen get hurt. the gardners, the schoolteachers, the pullman, the manicurist in the the pedicures. as the people who, in fact, get her pile of this and yet they seem to be the ones voting to increase taxes on the very people who take care of them. gerri: you heard it here tonight.. by leave the state of california. you were so well known for being from. >> i love the state, but the republican party is $800,000 in debt, to 9% registration for the

state of california. the people are used -- using the money to help the party have left the state or are leaving the state. right now the republican party, and telling you, it does not exist in a set of california. there is no spokesman, no leaders to man the people who were leaving -- leading taste everybody out. gerri: the canary in the coal mine. thank you for coming on. appreciate your time tonight. thank you. >> thank you. gerri: a fox business news alert. federal and state prosecutors reportedly intends to bring fraud charges against standard and poor's four its rating of mortgage bonds. the suit centers around the model for rating mortgage debt and the run-up to the 2008 financial crisis. s&p rivals, moody's and fitch have also come under fire for regulators for giving pristine credit ratings to sub prime mortgage debt which turned out to be toxic. the high ratings fuel the housing bubble which eventually burst. the move against s&p would be the first federal case tickets

to major credit rating -- rating agency tied to the financial crisis. it was s&p that cut the u.s. aaa credit rating back in august august 2011. unbelievable. meanwhile, the obama administration has been getting called out for picking winners and losers in the energy sector, mostly losers. a new bill would eliminate all of the energy, all of the energy tax credits. would that make it even playing field for people in that this is? running me now, republican congressman of kansas superposed the bill. congressman, welcome to the show. are you trying to accomplish with this? >> several things, first of all. thank you for having me on the show and talk about this. this is about affordable energy for the folks in kansas and california. affordable energy that they can depend on and rely on. our tax cut has become one that favors folks with a political ties and not those customers. in so many energy companies to get back to doing what they're supposed to do, creating value through finding customers, not

political patrons. my legislation does just that, getting rid of every single energy tax credit in the entire code. i am all for it. we should close these loopholes for wind and the algae and tax credits totalling guesstimated of the mall and level the playing field. gerri: you know, what you're saying is really interesting, congressman. if there is any area in which corporate cronyism is alive and well on the tax code it has to do with energy. much of this comes from the obama administration with its green energy policies. don't you think it will just find another way to help these companies out? >> there are lots of ways that a determined federal government and the president to is intent on providing very expensive energy that people can't afford and don't want to my good start would be getting rid of these tax credits. we have all of the things, loan guarantees that became solyndra, all of the other ways that the federal government can put it thumb in favor a particular friend of theirs or an energy

source that they happen to value. but this would be a good first part. it's good tax policy. gerri: i'm all in favor of renewable energy. i'm in favor of wind, whenever you want to build, mr. private businessmen. i just want to pay for it. is that how you feel? >> i completely agree. i am very hopeful that one of these great energy sources will find an affordable solution for america. but it is just like anything else. the greek independence and the money from taxpayers, eventually they have to get off and get the dependency elements of the business 20 plus years. gerri: that's ridiculous. what they called a density of energy just isn't big enough to warrant that kind of investment. at the end of the day, even in europe, it's not that successful it seems to me that we have a

successful energy policy in this country being conducted by mid-america commanded has to do with fracking. how would your bill impact fracking a fadel. >> it will put natural gas a level playing field with every other energy source. the fourth congressional district commanders a field called mississippi still creating a great little town in the big town. in kansas. this is an important job-creating piece of legislation and the lessee's energy sources of go compete intel customers you want my energy because it is affordable and reliable. and if the others kept, like he said, did for them. they need to do with their own money in their own risk. gerri: higher or lower bill? >> if you get rid of all of these tax credits a lower energy bill. lowering tax rates for every single company casone closed the

loophole it generates revenue. you talked about that just a little bit. my bill takes that revenue and returns it to the people and lower marginal rates for every company all across america. business with america. there will want to invest their jobs involve creation all across america. gerri: i hope to have that right. it does not always happen that way. congressman, thank you for coming on. more to come this hour, including a skyrocketing new price tag for obama that is going to cost you and your family a pretty penny. next, an anniversary now worth celebrating. a look at how the federal income-tax has changed over 100 years and how would is getting worse. ♪ i'm lorenzo.

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♪ gerri: well, most of us anyway spin yesterday celebrating the super bowl, but you might not have realized there was another momentous occasion to mark, the 100th birthday of the federal income-tax. now, where does this dreaded form of taking their money come from? to offer little history lesson. it all started way back in 1861. abraham lincoln needed to raise some money immediately to fight the civil war, and the first income tax was born. it was a flat tax. those making over a hundred thousand dollars per year or 20,000 in today's money were taxed a whopping 3% rate. next year congress deciding it like this idea that people would just send money there wait introduced a sliding scale. those making about $10,000 or 229,000 canal would be attacked at 5%, and the idea of taxing the rich was born. guess what? the tax was repealed in 1866.

congress decided they did not want free money anymore. that is, until 1994 when it tried to bring it back, but this time the supreme court stepped in calling the tax unconstitutional. so, or teeseven republican offer a constitutional amendment and 100 years ago yesterday delaware became the 306th state to ratify it and the income tax was official. so before you go cursing the lawmakers from 1913, the income tax looked a lot different than now. take a look at that. for starters, this is what the tax code looked like a century ago. thirty-eight pages. that's it. tiny. today it is nearly 74,000 pages with the top tax rate of nearly 40 percent compared to a top tax rate of seven per cent back then, and that only people making a half million dollars or 11 and a half million dollars today. in 1913 about 50 million people

were employed to muscle their income tax revenue was just over 28 million or 6,505,000,000 in $2,012. today about 150 million people are in the labour force, and they paid more than a trillion, trillion with the tea. this last year alone. even if you triple the revenue for 1913, so the number of taxpayers would be cool, there would still only have paid about $2 billion, and for those tax lovers out there committing democrats, i do know that during the last 100 years things have been much worse than they are now, including during world war two where the highest tax rate was 94 percent, meaning almost all of what people earned went topple saddam. just because it was worst is not me is good now. despite the ridiculous amount of revenue the aerospace and every year, president obama and harry reid still want more. one hundred years to serve the milestone, but this is one birthday and not going to celebrate. that's what i think. now we want to know what you

think. here is our question, should the federal government tax income or consumption? blog on to , on the right instead of the screen in a share the results of the end of the show. more to come. china hackie into our computers. is your permission and your money safe? and next and a new report shows just how much more the average family is going to pay for doctor visits pinkston obamacare the results of the breaks. ♪

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♪

gerri: the ugly truth is that obama is affordable care act, well, anything about affordable. in fact been a family of five will be forced to shell out 20 grant per year for obamacare is cheapest plan. for more on just how costly it will be, for your bottom line, fox news medical 18 joining me now. $20,000. now, i know if i am getting a family of four coverage from an employer is going to cost me $15,000. so where is the benefit to me? >> of the there is a benefit, but let me walk you through this. the cheapest is called the bronze plans. gerri: that is what we're talking about. it's where you would hit at the state the stage. what i think is misinforming is the idea that the plan is some kind of catastrophic insurance. >> it's not. it covers pretty much everything , ambulatory care members sycamore hospital, maternity, newborn, mental health, prescription drugs, rehab, lab, preventive and wellness, pediatric and magenta,

and i care, everything, all the bells and whistles. you know why, you have to pay for that. premiums are going to be high costs of family of five is going to be a minimum of $40,000 -- gerri: wait. right. wait. wait. what to you think of that number? to make a solid is the best thing since sliced bread. >> i think it is ridiculous and i have been in over teeseven big believer in not over insuring people. you get your employer and she says some lagard to cover u.s. the $5,000 level you now have. if you want anything more of going to take the penalty. go to the state exchange. you go to the state exchange and find out for your family is going to cost something like that, step nine and a half percent of your income can be mandated to get to insurance. you said, i cannot afford that. well, that is called the affordability glitch, an oxymoron. you are in no man's land. you don't have insurance. they are not going to have the kind of catastrophic insurance are want to be able to block. someone 18 years of age, did in the maternity coverage?

to the need eyeglass coverage? it is entitlements insurance. your plate to campaign for the rest of society and paying a fortune, up to $20,000 for a family of five. gerri: if this is an entitlement to should not cover everything? >> and saying it should not cover everything, catastrophe. they sold it to the american public saying it was only so that everybody went to an emergency room would be covered. instead, all kinds of preventive services are covered, everything under the sun, and even after you have the insurance, of course to there is no guarantee that position will take it. so you're not getting -- gerri: there's another point i want to get to, and that is the premiums that are going to go up, and that people will be shocked at these numbers. the american action forum. free and healthy people premiums are going to go up 1609%. 27-year-old male nonsmoker, my friend, up 190%. why is this? >> we just explained why. it is because the policy has to cover some anythings. today via the patient that comes

to my office with a five or $10,000 deductible, premiums are low. obamacare mandates that the most i can have as a deductible is $2,000 on an individual policy. if the deductible is low when you cannot use of savings accounts "flexible spending accounts to make a difference you're going to have to pay a very high premium. premiums are going to sort of deductibles cannot go up. if i can have a higher deductible policy that might have a low premium. gerri: thank you for coming on. >> america is in trouble of. gerri: i agree. we have been reeling on it for 18 months now, think. saying -- costs are going up not for individuals but for families everywhere. and to for coming on. restrict to see you. gerri: damning up next, the latest on china heading into our computers and that down day in the market's one day after the dow top 14,000. find out what happened and if the down days will continue. ♪ all stations come over to mission a for a final go.

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♪ >> from the fox business studios in new york city, it's "the willis report" with gerri willis gerri: a string of cyber attacks causing major concerns tonight. reports claim china attacked -- has acted to newspaper website the "washington post" and "wall street journal," even twitter. what could be next? lets talk to peter barnes, fox business senior washington correspondent. what do you have? >> well, maybe the energy department was also hacked according to a report this morning. no comment on the report from the energy department today. but a new government intelligence report to be released shortly is expected to call the growing number of these chinese cyber attacks and threats to the u.s. and its economy. now, this report will come after these hacking incident at the "washington post," new york times and the "wall street journal". they are all suspected of coming

from china. as you mentioned, twitter said friday that extremely sophisticated hackers from an unidentified place may have stolen user names, e-mail addresses, and passwords of 250,000 customers. the u.s. has made the low price rise in negotiations with china to stop this kind of backing, which it denies it is behind. >> they are our number one adversary whether you thing militarily in the cyber demean from an economic standpoint, you could economic espionage, one of our biggest threats. china remains that from a private sector standpoint, no doubt that they are going to deny it. >> now the u.s. is considering new economic and diplomatic steps to fight chinese checking according to the financial times that will include more information sharing between washington and private companies. more intelligence information to protect critical systems and infrastructure like power grids and communication systems.

administration officials are not commenting on there cyber security plans. gerri: so much at stake. thank you for that. >> you bet. gerri: well, this day in history in 2004 that forever changed the way people communicate. marc tucker byrd created facebook. he got his brilliant idea from a site he previously developed called face mashed asking users to choose the other person, originally wws limited to harvard students. this side of it charlie added all colleges and opened up to anybody under 13 -- over, that is that 13 years. today more than 1 million users worldwide. 25% increase from a year ago. a market cap of $64 billion. the average user spends 13 minutes and 30 seconds on the site every single day. that is almost seven hours on facebook per month. as a result, socked -- zuckerberg is one of the world's wealthiest men with a net worth

of over 15 billion. with the desire to easily connect people and share in disinformation, facebook was created today february 4th just nine years ago. coming up, my "2 cents more" on the lunchbox cops policing themselves. the market volatility has led to the decline. should they make a comeback or go the way of the data? a debate next. ♪ copd makes it hard to breathe,

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♪ gerri: investment clubs, when a group of individuals pool their money and make investments together. they became popular in the late

1990's when the stock market took off, but recently their popularity is on the decline. investors are too afraid of stocks. joining me now, ceo of better investing and a wealth adviser with buckingham management and author of the smartest money but you'll ever need. welcome to you both. it's great to have you here. i want to show folks the decline in these investing clubs. in 1998 there were 400,000 members. 2012, just last year 39,000. the numbers are going down. you are very familiar with these clubs. what is going on here? >> you know, the environment is changed since the 90's gonna in the internet is just taking off. one of the main reasons that existed for clubs, the ability to share the workload, to -- in terms of getting the information in evaluating stocks and finding them and also the cost. that whole dynamic is changed.

and so no individual investors can go and do that themselves. however, one of the main reasons for investment clubs still existing is it is a great way to learn about stock investing. you can still share the workload. gerri: does she have it right? >> well, she is right to my think, about the reason why the number of investment clubs is declining. the internet has had a real impact for la but i don't think she is right that is a great way to learn about stocks. all the data i have looked at indicates that the returns of members of investment clubs significantly underperform. it is a nice social way and i can see benefits of people, collegiality and doing something that appears to be productive, but the concept is flawed. there is just no evidence that when like-minded people get together and talk about the stock market that they learn anything. gerri: it brings to mind the beardtongue ladies. remember them? they were rock stars, these women come and near retirement, adding there were all retired.

invested together and it ultimately turned out that they had not been computing their returns directly. could you bring back the biggest town ladies today? the market cooking again. it is really going. is it possible that we will see a reinvention of this may be just on the web? >> absolutely, and actually i would say still, i mean, one of the things that better investing teaches our members is how to select quality stocks and to evaluate them. also, the environment of an investment club really gives you the moral support they need to really stick to the investing principles and the methodology that we teach our members. gerri: i love all those ideas. a have to tell you, i think it is great, but the reason investing gloves on a popular this and have anything to do with your values which all sounds sound. i think the problem is that people lost faith in stocks. they get killed after the french

a crisis. they became not to trust command and we have insults' along the way like a flash crash, for example, in insider-trading. i mean, when you look at that stuff, is it any surprise that it has taken people so long to get back into stocks, even though the market has been on fire for the last year, year and have? >> well, he makes a very good points. in my experience people have lost confidence. they feel that the game is rigged against them and their is a lot of merit to that. i think people are just really nervous. the volatility makes them nervous. and unfortunately, there is no science that i'm aware of that permits people to pick stocks that will outperform. if their like me when i was investing in was not release sophisticated, everything about went down, everything is all went up. it is very frustrating. gerri: if you want to underperform you can take any number of mutual-fund managers out there and sometimes they don't beat the index is either.

that is another thing when you look at this. so many people are married to buying the index. a mutual fund, etf, and the figure, if i can do what the market does maybe that's okay. what is wrong with that analysis ? >> what is wrong with that analysis is that there not actively looking for the stocks that can outperform the market, and that is what our organization teaches. over the 60 years that we have been around we have taught over 5 million people to become successful lifetime investors. so the methodology does work, and i would argue that a better investing member, when the stock market went down in 2009, they were on a buying spree. a lot of investment members were doing well in their portfolios. gerri: there you go. i spent a lot of time in the last few years thinking was stupid for being invested and feel so much better today. last word here. talk to people up there,

individual investors who may be rethinking this is just whenever is going on in the stock market. norm going to ignore it because it is noise and it is not a safe place for me to invest. what would you tell them? >> i would tell them that they should always be invested in the stock market, but in the right way. they have to determine their asset allocation and pick a globally diversified portfolio of loan management the index funds, and the problem with any methodology, when anybody tells you they have a methodology for beating the market masked and to show you the data. sure you peer reviewed it because i just cannot find it. people who invest the way i indicate you should invest in all of my books and it -- in depth in the top 5%. gerri: their is a big sign that we cannot check out. stick it out. thank you for coming on. appreciate your time. interesting conversation. i just hope people get back into the market because i think everybody should be in stocks to some degree. thanks so much.

>> absolutely. thanks you. gerri: still to come, the worst day for the markets this year. a sign of things to come. at the men this commercial was love. which one came out on top? find out in tonight's top five. okay. he got one. ♪ to grow, we have to boost our social media visibility. more "likes." more tweets. so, beginning today, my son brock and his whole team will be our new senior social media strategists.

any questions? since we make radiator valves wouldn't it be better if we just let fedex help us to expand to new markets? hmm gotta admit that's better than a few "likes." i don't have the door code. who's that? he won a contest online to be ceo for the day. how am i supposed to run a business here without an office?! [ male announcer ] fast, reliable deliveries worldwide. fedex. ♪ gerri: stocks falling for 5-year highs as the dow tanked -- sang below 14,000. is the rally over? advice next. ♪

♪ gerri: we get a triple digit loss on the dow today? you cannot miss that. it was the worst decline.

the dow well below 14,000, what caused that sell-off and will it happen again? joining me now, the editor of money news ultimate wealth report. all right. what happened? why did we below what we were doing so well? gerri: you get people that get the jitters -- jitters. companies have a little more cash now. the average more money. their perils are a little tighter. they can afford to up take the market higher. i do believe that ultimately the market had tired. the dow could go to 15,000, 155 easily. gerri: we will hold you to that. a lot of people say that. we will see even more of a pullback and we saw today. evaluations. what is going on? >> initially it is because of fierce, but ultimately because evaluations. starting to cross that threshold where we are not quite the overvaluation levels of stocks. we are closer to the top

evaluation levels than we are to the bottom. gerri: we have not been there and a long time. have we? you see inflation around the corner, which i think is interesting. food and gas prices have been higher. how much, how high, and will it impact the economy? >> it will eventually impact the economy. oil is going to go to 100-$110 per barrel. it will see gasoline make its way to the $4 per gallon mark. and, of course, that will grab people's pocketbooks, curtail spending, as they're businesses. a little more cautious on hiring. gerri: allow the people talking about a recession. could it happen again? >> it could. it's going to happen further out than people think, so we are safe for a little bit. gerri: that is not very reassuring. [laughter] but the dow is going to 15,000. and you think prices are heading higher. what is going to propel a big

move? >> i think we are okay because the valuations are not too rich. we are at levels of 15-18. the kindle up to 22-24 before you really get toppy and they're paying too much with the valuation of earnings at that point. we have not quite get into original we're paying for stocks, but we are getting closer every day. gerri: you say that the fed is bent on diluting the dollar. >> they love diluting the dollar, printing money because it supposedly stimulates the economy in double employment. really what it does is pushes up inflation, pushes up the price of everything from food to gas in the center. so that is the biggest thing that ends up doing. so they want to pay back future debt with cheaper dollars of that is the biggest reason why they end up doing it. inflation is coming. gerri: you look at these numbers. you are really not seeing widespread inflation. yes, gas prices have gone up. fidel little bit. you're in there. not every single category. people laugh at you when you say

you see inflation coming. where else? >> part of it is because the reported numbers for cpi squelch a loss of that and really kind of on report. see some of that because what we are on the sleeping at the grocery store and the pump is higher than what they end up reporting. we on the that. gerri: the federal government lies to us. i knew it. all right. inflation. the city of baltimore is an party planning but now that the ravens are -- of raven seven on the super bowl and the nfl is on damage control trying to figure out what caused that 34 minute delay, blackout at the superdome . you cannot blame beyonce a. the high-powered halftime show was absolutely not the cause of the power outage, which did not just up the game but delayed commercials which made all the ad watches really mad. that list compiled is a nest of five. the first of two.

>> you have been the reason we push on. half the battle is just knowing this is half the battle. because when you are home we are more than a family. we are a nation. gerri: that gives you gills, doesn't it? number four, a personal favorite, the reid does that. ♪ >> daddy, can you help? >> i would love to, but there outside waiting for me. >> i have doritos to. >> he can still hold us. ♪ gerri: you have to love that.

number three, chrysler scoring big with another top ad featuring its ran track. >> god looked down on his planned paradise and said i needed caretaker, so god made a farmer. god said i need somebody willing ted get up before dawn, work all day in the field, eat supper and get this town and state past midnight and the school board meeting, submit a farmer. serb gunmen a farmer. gerri: nice. number two, procter and gamble came out of nowhere with a surprise that for tied. ♪ >> you get something done new jersey. [inaudible conversations]

>> where is my jersey? >> oh, i wash it. >> you washed it? >> it had a stain on it. >> amazing. gerri: funny. the number one super bowl commercial for its 2013 was anheuser-busch back in the saddle. ♪

gerri: a boy and his horse. the company topped this chartwell times of the last 25 years. the ad featuring a super model of lee kucinich to beat was voted the worst. i just hated listening to that. we will be right back with my "2 cents more" and the answer to our question of the day, should the federal government tax income or consumption? stay with us. ♪ i'm lorenzo. i work for 47 different companies. well, technically i work for one. that company, the united states postal service®, works for thousands of home businesses. because at usps.com®, you can pay, print and have your packages picked up for free. i can even drop off free boxes. i wear a lot of hats. well, technically i wear one. the u.s. postal service®, no business too small. a talking car.

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this is for real this time. step seven point two one two. rify and lock. command is locked. five secds. three, two, one. standing by for capture. the most innovative software on the planet... dragon is captured. is connecting today's leading companies to places beyond it. siemens. answers. gerri: this marks the 100th birthday of the federal income tax. here is what you are telling me gerri willis. luann agrees that consumption make sense, we cannot pay less than vice versa. we asked this on gerriwillis.com. 18% of income. eighty-two of you said t